CashFlowy
AI-powered bookkeeping, invoicing, and tax planning for self-employed and freelancers
Overview
Cashflowy is an AI-driven accounting tool for self-employed professionals and freelancers. It automates bookkeeping, invoicing, tax estimates, and cash flow tracking with banking integrations via Plaid plus PayPal and Wise support, offering a 14-day free trial.
Strengths and limitations
Strengths
- AI-driven bookkeeping and smart transaction categorization
- One-click invoicing with credit card and PayPal payments
- Tax radar and planner with rolling estimates and set-aside targets
- Seamless banking integrations via Plaid plus PayPal and Wise
- 14-day free trial with transparent pricing
Limitations
- Available exclusively for U.S. businesses
- Credit card required to start the free trial
Pricing
| Plan | Price | Includes |
|---|---|---|
| Monthly plan | $29 per month | 14-day free trial, Limited-time offer, Cancel anytime, No hidden fees, Exclusively for U.S. businesses |
| Annual plan | $290 per year | 14-day free trial, Best-value option saving $58 annually, Two free months after the trial ends, No hidden fees, Exclusively for U.S. businesses |
Features
Automagic bookkeeping
Provides accurate bookkeeping on autopilot with AI-driven categorization.
Tax radar and planner
Offers a rolling tax estimate and set-aside target to stay tax-ready.
One-click invoicing
Creates branded invoices and accepts credit cards and PayPal instantly.
Paycheck calculator
Shows exactly what can be paid to oneself based on current finances.
Cash flow tracker
Gives a live view of available cash and trends in income and expenses.
Banking and payment integrations
Syncs with major U.S. banks via Plaid and supports PayPal and Wise.
Unlimited accounts and users
Allows unlimited bank accounts, transactions, and users with no hidden fees.
Done-for-you tax prep reports
Generates exportable, tax-prep reports to be ready for filing.
Cashflowy is an accounting platform built for self-employed professionals and freelancers. It focuses on reducing the anxiety and workload of bookkeeping, tax preparation, and profit planning through AI-driven automation and plain‑English guidance.
Key capabilities include automagic bookkeeping with AI categorization, a tax radar and planner with rolling estimates, one-click invoicing with credit card and PayPal payments, a paycheck calculator, and live cash flow tracking. It connects via Plaid to major U.S. banks and supports PayPal and Wise, offers unlimited accounts, transactions, and users, and provides exportable, tax‑ready reports.
The service provides a 14‑day free trial and transparent monthly or annual pricing for U.S. businesses, with data protected by bank‑level encryption and secure integrations.
Alternatives
Other tools in the same category, in case this one is not the fit.
CCMonet
AI-powered bookkeeping and tax platform with expert review for SMEs and accounting firms
Dext By IRIS
AI-powered document capture and bookkeeping automation for accountants and businesses.